I have utilized Grundy for my other cars, and when I asked them to
bind the amphi they did so without a hitch. The only problem I have
is that I can't get in writing from them that they will cover it for
loss in the water. They explained that since the policy
doesn't 'exclude' water damage, it is therefore covered. Not a great
answer, but the only one I could get from them. Since I have many
cars covered by them, they are very inexpensive, but I'm not very
comfortable with the coverage. Please let me know what you find out.
Thanks, Rick




        
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GORDON IMPORTS INC.. The world's largest source of Amphicar parts and accessories. Visit our new website today.

Rick,

Their "word" is only as good as the paper it's written on. They can
say "no coverage" and you have nothing. Unless you are confidant that
they will write you a check if you car sinks, I would look else
where. I personally don't trust Insurance companies at all.

I would seriously consider another company. Haggerty has many Amphis
insured and they add a specific writer for full coverage in the
water, agreed value and no mileage restrictions.

John




        
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GORDON IMPORTS INC.. The world's largest source of Amphicar parts and accessories. Visit our new website today.

My Amphi is covered by State Farm through the agent
I've been with for 20 years. Their standard classic
car insurance covers me in the water. They had a good
laugh about it and had to inquire "up the line" within
State Farm management but, in the end, said I needed
no additional coverage for the water. Still concerned
about loopholes, I did get them to put it in writing.
Greg Z.(Michigan)

--- captainrr1 <captainrr@thefuture1.net> wrote:
> I have utilized Grundy for my other cars, and when I
> asked them to
> bind the amphi they did so without a hitch. The
> only problem I have
> is that I can't get in writing from them that they
> will cover it for
> loss in the water. They explained that since the
> policy
> doesn't 'exclude' water damage, it is therefore
> covered. Not a great
> answer, but the only one I could get from them.
> Since I have many
> cars covered by them, they are very inexpensive, but
> I'm not very
> comfortable with the coverage. Please let me know
> what you find out.
> Thanks, Rick
>
>


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GORDON IMPORTS INC.. The world's largest source of Amphicar parts and accessories. Visit our new website today.

My premium for a stated value of $40K through State Farm is $262.50 for 6
months There are no restrictions, and it is covered in the water. The
comprehensive can be dropped during the off season. I'm interested in
comments.

Rob Vondracek


[Non-text portions of this message have been removed]




        
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GORDON IMPORTS INC.. The world's largest source of Amphicar parts and accessories. Visit our new website today.

I recently insured my Amphicar through American Collectors Insurance.

I am NOT a lawyer, but I read the policy very carefully. From my reading I
came to the following conclusions:

1) I concluded that, as the company told me, my car would be covered if I
sank it.

2) I also concluded that my LIABILITY coverage would NOT cover me if I caused
a boating accident.

My policy says:

"We will pay damages for 'bodily injury' or 'property damage' for which any
'insured' becomes legally responsible because of an auto accident."

It's those last two words -- auto accident -- which I think are key. Do you
think I could convince the insurance company that I had an "auto accident" in
the middle of the lake?

I suspect that this is similar to other auto policies. And, I suspect
Hagerty's extra marine policy would cover this liability issue.

Personally I take more insurance risks than many people. I figure that at 5
mph in the water, I'm unlikely to cause an accident. So, I take the risk of
not having a marine policy. However, if you don't want to take this risk, I
recommend you read your policy carefully -- and get an additional marine
policy if your auto policy reads like mine.

Roger


[Non-text portions of this message have been removed]




        
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GORDON IMPORTS INC.. The world's largest source of Amphicar parts and accessories. Visit our new website today.

Were, in Texas which can be a very annal state to have insurance in!

Our agent worked very hard to try and get our amphi covered, but higher ups
wouldn't budge. If they covered it as a car, it wouldn't be covered in the
water. And under their definitions, an amphibious type of vehichle couldn't
be covered anyway. Through Grundy, it's going to be about 200 yr for comp &
collision. We would have gone with Hagarty, but they wouldn't cover us
because of the age of our other vechicles. I'm sending off the premium today
so we can get the ball rolling on getting the car inspected and getting
plates!

Kathy/Dan

Robert wrote:

> My premium for a stated value of $40K through State Farm is $262.50 for 6
> months There are no restrictions, and it is covered in the water. The
> comprehensive can be dropped during the off season. I'm interested in
> comments.
>
> Rob Vondracek
>
> [Non-text portions of this message have been removed]
>
>
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--

Daniel and Kathy Gibson
http://www.katestrackshack.com
"Kate's Track Shack -Your Internet Home For Inexpensive 8-tracks!!"
AND...
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"DrNoose And Jambone - Do It To The Optigan!"




        
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Rob,
You're paying a lot more than I do for full State Farm coverage. I
pay about $200/year for $45,000 of stated coverage with limited (2000
mile) usage, in Southern California. It's a plan they have for
classic cars. I've had my agent check with the guys upstairs and it
IS covered for damage or loss while in the water.

John Friese


--- In amphicar-lovers@yahoogroups.com, "Robert" wrote:
> My premium for a stated value of $40K through State Farm is $262.50
for 6
> months There are no restrictions, and it is covered in the water. The
> comprehensive can be dropped during the off season. I'm interested in
> comments.
>
> Rob Vondracek
>
>
> [Non-text portions of this message have been removed]




        
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GORDON IMPORTS INC.. The world's largest source of Amphicar parts and accessories. Visit our new website today.